GO TO the kitchen and put the kettle on. By the time you come back the blighters have dropped the cost of a mortgage even further. When will it all end? Not this week, judging by FirstMortgage's latest offer. The company has launched its cheapest-ever three-year loan, at 3.99 per cent until 31 March 2002. The mortgage is available on a loan-to-value of up to 90 per cent, with no compulsory insurance. Any catches? There is a pounds 395 application fee. But this really is a low-cost loan. One worth going for - until next week.
Nic Cicutti
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