BANK OF IRELAND'S 4.99 per cent capped rate is available with an arrangement fee of pounds 260. When the cap runs out in July next year borrowers will be given a fixed-rate mortgage.
Citibank is offering a 9.99 per cent capped mortgage until January 1998. The current variable rate is 7.99 per cent. The mortgage is available on 85 per cent advances for a fee of pounds 295.
Britannia is offering a 7.99 per cent five-year fix on 60 per cent advances or 8.2 per cent on 75 per cent advances. The arrangement fee is pounds 295. Chelsea offers a mortgage fixed at 7.45 per cent until March 1996. The fee is pounds 195.
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