Ecological fixed rate

SIX OF THE BEST

Savings

Type Account Term *0% *25% *40% Min

GIB Consolidated Life 4 years 6.00 6.00 5.10 pounds 2,000

B Soc Birmingham Midshires Instant 7.60 5.70 4.56 pounds 100K

Tessa Hinckley & Rugby 5 years 8.05 8.05 8.05 pounds 25

*Compounded annual rate except for GIB (guaranteed income bond)

Source: Chase De Vere 071-404 5766

Mortgages

Type Source Deal

Variable Northern Rock 3.98% discounted rate on 75% loans

Fixed Woolwich 7.50% for 5 years on 90% loans

Capped Royal Bank of Scotland 7.99% on 90% loans for 5 years

Source: John Charcol 071-611 7000

THE ECOLOGY Building Society, based in Keighley, West Yorkshire, is offering a fixed rate of 7 per cent gross on its Earthsaver account until the end of the year. Funds - minimum pounds 1,000, maximum pounds 10,000 - must be invested for a year.

Portman Building Society offers a fixed 6.5 per cent gross on deposits between pounds 500 and pounds 25,000 on its six- month term account. A fixed 6.0 per cent is available on the one-year term account.

Bristol & West's Balmoral account is offering 7.15 per cent gross on pounds 25,000. Birmingham Midshires offers 7 per cent gross on pounds 10,000.

Prosperity offers 5.7 per cent on pounds 25,000 three-year guaranteed income bonds.