Travel question: How can we get a fair deal on our travel insurance?

Have a question? Ask our expert Simon Calder

New Zealand offers British visitors the benefits of a reciprocal health care scheme (Getty)

Q We are 64 and 66, and have had the same annual travel insurance for years – with no claims. But now the price has gone up by nearly £200 from £264 to £450.

Obviously, we need to find a different company to insure us. We are planning a big trip to New Zealand next year so need more than the standard 31 days per trip.

Can you recommend a good company to insure us? In addition to our big trip, we will be taking other trips as well, so we need annual travel insurance.